In a big win for privacy lovers, Cash App settlement news is buzzing! If you’re a Washington state resident tired of unwanted spam texts, you might be in line for a nice cash reward. Block, Inc., the company behind the popular Cash App, has agreed to a whopping $12.5 million settlement to settle claims over sneaky promotional messages. No fault admitted, but this deal could put up to $147 in your pocket. Keep reading to learn if you qualify, how to grab your share, and why this matters for your phone peace.
This Cash App spam text settlement stems from a lawsuit called Bottoms v. Block, Inc. It targets those annoying referral texts like “Hey, use my code for $5 on Cash App!” that flooded phones without asking first. If you’ve been hit by these since late 2019, this guide breaks it down simply – no legal jargon here. We’ve optimized this for easy reading, with tips to protect yourself from future spam. Let’s dive in!
What Sparked the $12.5M Cash App Settlement?
Picture this: You’re chilling, and bam – your phone lights up with an uninvited ad text from a friend (or stranger) pushing Cash App referrals. Sounds helpful? Not if you didn’t sign up for it! The issue? Cash App’s tools made it super easy for users to blast these automated messages without getting clear okay from receivers.
This broke Washington state’s rules on spam, specifically the Commercial Electronic Mail Act (CEMA) and the Consumer Protection Act. These laws protect folks from unwanted commercial texts that feel like digital junk mail. The lawsuit claims Cash App helped spread over a million of these pesky messages between November 14, 2019, and August 7, 2025.
Block, Inc. (Cash App’s parent) chose to settle for $12.5 million to skip a messy trial. It’s not an “I did it” moment – just a smart business move. The cash pot will cover payouts, lawyer fees, and admin costs. Good news? Everyday people like you could benefit directly.
Why Does This Matter for Everyday Users?
Spam texts aren’t just annoying; they invade your privacy and waste time. This settlement sets a precedent: Tech giants must respect “no means no” for messages. If approved, it reminds apps to get real consent before hitting send.
Who Qualifies for the Cash App Settlement Payout?
Not everyone gets a check – but if you’re in Washington, it might be your lucky day. Here’s the simple scoop on eligibility for this Cash App settlement 2025:
- Must be a Washington Resident: You had to live in the Evergreen State when you got the text. Moved out later? You’re still good if you were there at the time.
- Received Specific Texts: At least one Cash App referral message from November 14, 2019, to August 7, 2025. Think promo codes or “get $5 free” invites.
- No Prior Okay Given: You didn’t clearly agree to promotional blasts beforehand.
No need to dig up old texts as proof! Just swear (attest) that it happened, and share your phone number. Block’s records might even flag you automatically via mail or email notice.
Quick Eligibility Checklist
Wondering if you’re in? Use this easy table to self-check:
| Criteria | Yes, I Qualify | No, Try Another Way |
|---|---|---|
| Lived in Washington at time of text? | ✓ Check | ✗ Not eligible |
| Got 1+ Cash App referral texts (2019-2025)? | ✓ Yes | ✗ None received |
| Didn’t consent to promos? | ✓ No permission | ✗ I opted in |
| Phone number matches records? | ✓ Matches | ✗ Different number |
If you hit all “Yes,” you’re golden. Pro tip: Even one text counts – no minimum spam threshold!
How Much Money Can You Get from the Cash App Settlement?
The best part? Potential free money! The $12.5M Cash App settlement divides funds among valid claims. Here’s the breakdown:
- Standard Payout: $88 to $147 per person. It’s “pro rata” – meaning if fewer people claim, your slice grows bigger. Sweet deal!
- Extra for Big Losses: Up to $2,500 if you prove real harm (like time wasted or stress). This is rare, so stick to the basics unless you have receipts.
- Payment Options: Get it via check in the mail, Venmo, PayPal, or bank direct deposit. Easy peasy.
Estimates come from dividing the pot after fees. With thousands expected to claim, aim for that $100+ sweet spot. Remember, it’s tax-free for most (but check with your accountant).
Step-by-Step: How to File Your Cash App Settlement Claim
Don’t sleep on this – action is key! The Cash App spam texts settlement isn’t automatic; you must file. Deadline? October 27, 2025 (yep, it’s passed as of now, but check for extensions). Here’s how to do it right:
Fastest Way: Online Claim
- Head to the official site: bottomstextsettlement.com.
- Enter your name, phone number, and a quick “yes, I got spam” statement.
- Pick your payout method.
- Submit – done in under 5 minutes!
Old-School: Mail It In
- Download the form from the site.
- Fill it out, sign, and mail to the address listed.
- Postmark by deadline.
Got a notice? It has your unique ID – use it! Questions? Call the helpline at 877-540-7545 (free). Approval hearing is December 2, 2025; checks roll out early 2026 if greenlit.
Key Dates You Can’t Miss for the 2025 Cash App Settlement
Timing is everything. Mark your calendar with this timeline table:
| Event | Date | What to Do |
|---|---|---|
| Texts Covered | Nov 14, 2019 – Aug 7, 2025 | Gather memories of spam |
| Claim Filing Deadline | October 27, 2025 | Submit online or mail NOW |
| Court Approval Hearing | December 2, 2025 | Watch site for updates |
| Expected Payouts | Early 2026 | Cash in that Venmo! |
Miss the claim date? Tough luck – no late entries. Stay updated via the settlement site.
Common Myths Busted: Cash App Settlement FAQs
Heard rumors? Let’s clear the air:
- Myth: It’s for data breaches too. Nope! That’s a separate $15M case from a 2021 hack. File there at cashappsecuritysettlement.com if affected.
- Myth: Everyone gets $147 flat. Not quite – it varies by claims filed.
- Myth: Proof required. Wrong! Your word (and number) suffices.
Tips to Dodge Future Spam Texts – Stay Protected!
This Cash App settlement highlights bigger issues. Beat spam at its game:
- Opt Out Fast: Reply “STOP” to texts or use your carrier’s block tools.
- App Smarts: Review permissions in Cash App settings – turn off referrals.
- Report It: Forward junk to 7726 (SPAM) to help carriers fight back.
- Phone Hygiene: Use apps like RoboKiller for auto-blocks.
By staying vigilant, you keep your inbox (and sanity) clean.
Wrapping Up: Your Path to $147 in the Cash App Settlement
The $12.5M Cash App settlement 2025 is a reminder that your privacy pays – literally! Washington folks, if spam texts bugged you, check eligibility today. File at bottomstextsettlement.com, and watch for that 2026 deposit. This optimized guide arms you with facts, no fluff.